Rank #16Payments

Stellar (XLM) Price Prediction November 2026, 2030, 2040 – 2050

Research and Product Analyst
Published Last updated on 4 min read
Stellar (XLM) price prediction — ICO Listing Online

As a top-100 cryptocurrency by market cap, Stellar (XLM) attracts a steady stream of “where is the price heading?” questions. In this article you will find our XLM forecast for the next 30 days, month by month to 2030, and year by year to 2050 — together with what actually drives the price and the risks that could push it lower.

How to read the tables below: the average is our central estimate for XLM, while the minimum and maximum mark the edges of a plausible range. All 100 coins on ICO Listing Online run through the same model.

Key takeaways

  • Rest of 2026: $0.1220 to $0.2324.
  • 2027: $0.07465 to $0.4187, averaging $0.1729.
  • 2030: $0.04775 to $0.8773, averaging $0.2002.
  • 2040 average: $0.3260.
  • 2050 average: $0.5311.
  • Biggest upside driver: tokenised funds and stablecoins issued on Stellar, including products from large asset managers.
  • Biggest risk: the Stellar Development Foundation still holds a large XLM reserve.
Table of contents +

Stellar (XLM) price prediction chart 2026 – 2050

The average XLM forecast for every year to 2050, with the minimum and maximum range around it.

$0.05$0.1$0.2$0.5$1$22026202720282029203020312032203320342035203620372038203920402041204220432044204520462047204820492050
Average XLM forecast Maximum MinimumLog scale · hover or tap any year

Stellar (XLM) price prediction for tomorrow and the next 30 days

Day-by-day forecast for the next 30 days. Each day that passes drops off the table automatically.

Stellar daily price prediction
DateMinimumAverageMaximum
Nov 3, 2026$0.1602$0.1671$0.1742
Nov 4, 2026$0.1575$0.1671$0.1773
Nov 5, 2026$0.1554$0.1671$0.1797
Nov 6, 2026$0.1537$0.1671$0.1817
Nov 7, 2026$0.1522$0.1672$0.1836
Nov 8, 2026$0.1509$0.1672$0.1852
Nov 9, 2026$0.1497$0.1672$0.1868
Nov 10, 2026$0.1486$0.1672$0.1883
Nov 11, 2026$0.1475$0.1673$0.1896
Nov 12, 2026$0.1465$0.1673$0.1910
Nov 13, 2026$0.1456$0.1673$0.1922
Nov 14, 2026$0.1447$0.1673$0.1934
Nov 15, 2026$0.1439$0.1673$0.1946
Nov 16, 2026$0.1431$0.1674$0.1957
Nov 17, 2026$0.1423$0.1674$0.1969
Nov 18, 2026$0.1416$0.1674$0.1979
Nov 19, 2026$0.1409$0.1674$0.1990
Nov 20, 2026$0.1402$0.1675$0.2000
Nov 21, 2026$0.1395$0.1675$0.2010
Nov 22, 2026$0.1389$0.1675$0.2020
Nov 23, 2026$0.1383$0.1675$0.2030
Nov 24, 2026$0.1377$0.1675$0.2039
Nov 25, 2026$0.1371$0.1676$0.2048
Nov 26, 2026$0.1365$0.1676$0.2057
Nov 27, 2026$0.1360$0.1676$0.2066
Nov 28, 2026$0.1354$0.1676$0.2075
Nov 29, 2026$0.1349$0.1677$0.2084
Nov 30, 2026$0.1344$0.1677$0.2093
Dec 1, 2026$0.1339$0.1677$0.2101
Dec 2, 2026$0.1334$0.1677$0.2110

Stellar (XLM) price prediction 2026 – 2050

Pick a year to see the month-by-month forecast. Months that have already ended are removed automatically.

XLM monthly price prediction for 2026
MonthMinimumAverageMaximumPotential ROI
November 2026$0.1342$0.1677$0.2095+25.4%
December 2026$0.1220$0.1684$0.2324+39.1%

Stellar (XLM) price prediction 2026

Our Stellar forecast for 2026 is a range of $0.1220 to $0.2324, with $0.1680 as the average. What could lift it towards the top of that range: tokenised funds and stablecoins issued on Stellar, including products from large asset managers. On the downside, keep in mind: payments adoption has not historically driven much demand for XLM itself.

Stellar monthly price prediction 2026
MonthMinimumAverageMaximumPotential ROI
November$0.1342$0.1677$0.2095+25.4%
December$0.1220$0.1684$0.2324+39.1%

Stellar price prediction for November 2026

Our November 2026 forecast for Stellar is $0.1342 to $0.2095, averaging $0.1677.

Stellar price prediction for December 2026

For December 2026, expect a range of roughly $0.1220 to $0.2324 (average $0.1684).

Stellar (XLM) price prediction 2027

For 2027, our model puts Stellar between $0.07465 and $0.4187, with an average of $0.1729. Upside driver to watch: payment corridors run by anchors in emerging markets. The main downside risk: strong competition from XRP and stablecoin-focused chains.

Stellar monthly price prediction 2027
MonthMinimumAverageMaximumPotential ROI
January$0.1136$0.1691$0.2517+50.7%
February$0.1076$0.1697$0.2676+60.2%
March$0.1022$0.1704$0.2842+70.1%
April$0.09769$0.1711$0.2997+79.4%
May$0.09364$0.1718$0.3153+88.7%
June$0.09016$0.1725$0.3301+97.6%
July$0.08693$0.1732$0.3452+106.6%
August$0.08401$0.1739$0.3601+115.6%
September$0.08142$0.1746$0.3746+124.2%
October$0.07897$0.1754$0.3894+133.1%
November$0.07676$0.1761$0.4038+141.7%
December$0.07465$0.1768$0.4187+150.7%

Stellar (XLM) price prediction 2028

In 2028, XLM could trade between $0.05723 and $0.6022, averaging around $0.1816. The case for the upper end: developer activity on Soroban smart contracts. What could drag it towards the minimum: the Stellar Development Foundation still holds a large XLM reserve.

Stellar monthly price prediction 2028
MonthMinimumAverageMaximumPotential ROI
January$0.07267$0.1775$0.4337+159.6%
February$0.07094$0.1782$0.4477+168.0%
March$0.06920$0.1790$0.4628+177.1%
April$0.06761$0.1797$0.4775+185.9%
May$0.06605$0.1804$0.4928+195.0%
June$0.06463$0.1812$0.5078+203.9%
July$0.06323$0.1819$0.5233+213.3%
August$0.06190$0.1827$0.5390+222.6%
September$0.06067$0.1834$0.5543+231.8%
October$0.05946$0.1842$0.5703+241.4%
November$0.05834$0.1849$0.5859+250.7%
December$0.05723$0.1857$0.6022+260.5%

Stellar (XLM) price prediction 2029

Our Stellar forecast for 2029 is a range of $0.04823 to $0.7879, with $0.1906 as the average. What could lift it towards the top of that range: tokenised funds and stablecoins issued on Stellar, including products from large asset managers. On the downside, keep in mind: payments adoption has not historically driven much demand for XLM itself.

Stellar monthly price prediction 2029
MonthMinimumAverageMaximumPotential ROI
January$0.05617$0.1864$0.6187+270.4%
February$0.05525$0.1871$0.6338+279.4%
March$0.05427$0.1879$0.6506+289.4%
April$0.05336$0.1887$0.6671+299.3%
May$0.05245$0.1894$0.6843+309.6%
June$0.05160$0.1902$0.7011+319.7%
July$0.05075$0.1910$0.7187+330.2%
August$0.04994$0.1918$0.7365+340.9%
September$0.04918$0.1926$0.7540+351.3%
October$0.04841$0.1934$0.7722+362.2%
November$0.04830$0.1941$0.7802+367.0%
December$0.04823$0.1949$0.7879+371.6%

Stellar (XLM) price prediction 2030

For 2030, our model puts Stellar between $0.04775 and $0.8773, with an average of $0.2002. Upside driver to watch: payment corridors run by anchors in emerging markets. The main downside risk: strong competition from XRP and stablecoin-focused chains.

Stellar monthly price prediction 2030
MonthMinimumAverageMaximumPotential ROI
January$0.04816$0.1957$0.7956+376.2%
February$0.04811$0.1965$0.8025+380.4%
March$0.04805$0.1973$0.8101+384.9%
April$0.04800$0.1981$0.8175+389.3%
May$0.04795$0.1989$0.8251+393.9%
June$0.04791$0.1997$0.8324+398.3%
July$0.04787$0.2005$0.8400+402.8%
August$0.04784$0.2014$0.8476+407.4%
September$0.04781$0.2022$0.8549+411.7%
October$0.04779$0.2030$0.8624+416.2%
November$0.04777$0.2038$0.8697+420.6%
December$0.04775$0.2047$0.8773+425.1%

Stellar (XLM) price prediction 2031 – 2035

Looking further out, our Stellar forecast for 2031 to 2035 rises from an average of $0.2102 to $0.2554. Over a horizon this long, the range matters more than any single number. Long-term upside: tokenised funds and stablecoins issued on Stellar, including products from large asset managers. Long-term risk: strong competition from XRP and stablecoin-focused chains.

Stellar yearly price prediction 2031 – 2035
YearMinimumAverageMaximumPotential ROI
2031$0.04772$0.2102$0.9662+478.3%
2032$0.04782$0.2207$1.06+532.4%
2033$0.04825$0.2317$1.15+587.8%
2034$0.04893$0.2433$1.24+645.1%
2035$0.04981$0.2554$1.34+704.7%

Stellar (XLM) price prediction 2036 – 2040

From 2036 to 2040, Stellar's average path climbs from $0.2682 to $0.3260. Forecasts this far ahead are highly uncertain, which is why the minimum and maximum columns are so far apart. Long-term upside: payment corridors run by anchors in emerging markets. Long-term risk: the Stellar Development Foundation still holds a large XLM reserve.

Stellar yearly price prediction 2036 – 2040
YearMinimumAverageMaximumPotential ROI
2036$0.05085$0.2682$1.45+767.0%
2037$0.05206$0.2816$1.56+832.0%
2038$0.05339$0.2957$1.67+900.2%
2039$0.05486$0.3105$1.79+971.8%
2040$0.05644$0.3260$1.92+1047.2%

Stellar (XLM) price prediction 2041 – 2045

Between 2041 and 2045, the model's average for XLM moves from $0.3423 to $0.4161. Treat these as rough markers: a lot can change for any crypto project over a decade or more. Long-term upside: developer activity on Soroban smart contracts. Long-term risk: payments adoption has not historically driven much demand for XLM itself.

Stellar yearly price prediction 2041 – 2045
YearMinimumAverageMaximumPotential ROI
2041$0.05815$0.3423$2.05+1126.4%
2042$0.05998$0.3594$2.19+1209.7%
2043$0.06192$0.3774$2.33+1297.5%
2044$0.06398$0.3963$2.49+1390.3%
2045$0.06616$0.4161$2.65+1487.9%

Stellar (XLM) price prediction 2046 – 2050

Looking further out, our Stellar forecast for 2046 to 2050 rises from an average of $0.4369 to $0.5311. Over a horizon this long, the range matters more than any single number. Long-term upside: tokenised funds and stablecoins issued on Stellar, including products from large asset managers. Long-term risk: strong competition from XRP and stablecoin-focused chains.

Stellar yearly price prediction 2046 – 2050
YearMinimumAverageMaximumPotential ROI
2046$0.06846$0.4369$2.82+1590.7%
2047$0.07088$0.4587$3.01+1699.2%
2048$0.07344$0.4817$3.20+1813.9%
2049$0.07613$0.5058$3.40+1934.7%
2050$0.07895$0.5311$3.61+2062.0%

What is Stellar?

Stellar was founded in 2014 by Jed McCaleb and is run by the non-profit Stellar Development Foundation. It is built for cross-border payments and asset issuance, with “anchors” connecting the network to bank accounts and cash networks such as MoneyGram. Soroban smart contracts went live in 2024.

Ticker
XLM
Launched
2014
Category
Payments

What moves the XLM price

What could push XLM higher

  • Tokenised funds and stablecoins issued on Stellar, including products from large asset managers.
  • Payment corridors run by anchors in emerging markets.
  • Developer activity on Soroban smart contracts.

What could push XLM lower

  • The Stellar Development Foundation still holds a large XLM reserve.
  • Payments adoption has not historically driven much demand for XLM itself.
  • Strong competition from XRP and stablecoin-focused chains.

What we are watching: Value of real-world assets issued on Stellar.

Can Stellar hit the big price targets?

Headlines often ask whether Stellar can “reach” a round number. Our model can put a rough probability on it. Treat these as orders of magnitude, not precise odds.

  • At or above $0.5000 at end of 2030about 27%
  • At or above $1.00 at end of 2030about 14%

Conclusion

Launched in 2014, Stellar has a track record that investors can study, and our forecast puts it at $0.04775 to $0.8773 by 2030. Before relying on any number here, check the latest on value of real-world assets issued on Stellar — that is where a change in direction is most likely to show up first.

Holding XLM? Work out your profit, loss and break-even with fees included.

Stellar profit calculator
Questions

Stellar Price Prediction FAQs

When will Stellar explode?

Sharp rallies are impossible to time, and chasing them is how most retail investors lose money. What would need to happen for Stellar: tokenised funds and stablecoins issued on Stellar, including products from large asset managers. Our 2030 maximum stands at $0.8773.

What is the Stellar price prediction for 2026 and 2027?

For the rest of 2026, our model puts XLM between $0.1220 and $0.2324. For 2027, the range is $0.07465 to $0.4187, with an average of $0.1729.

What is the Stellar price prediction for 2030, 2040 and 2050?

Our average forecasts are $0.2002 for 2030, $0.3260 for 2040 and $0.5311 for 2050. The further out the forecast, the wider the range around it.

Can Stellar reach $0.5000?

It is possible. Under our model the chance of XLM being at or above $0.5000 at the end of 2030 is about 27%, and for $1.00 it is about 14%.

Is investing in Stellar safe?

"Safe" is the wrong word for any crypto asset, and Stellar is no exception. The specific risks we see: the Stellar Development Foundation still holds a large XLM reserve; payments adoption has not historically driven much demand for XLM itself; strong competition from XRP and stablecoin-focused chains. Only use money you could lose entirely.

How are these Stellar predictions made?

Three inputs drive every number for Stellar: the latest market price, a long-run growth rate of 5% a year and a volatility of 80% a year for its asset class. The project facts are researched separately by our team.

Disclaimer: Cryptocurrency prices are highly volatile and you can lose all of the money you invest. This Stellar price prediction is for information only and is not a recommendation to buy, sell or hold XLM. See our financial disclaimer.

Methodology

Every forecast on this page comes from one model applied to all 100 coins we cover. The average path assumes 5% a year of long-run growth for XLM's asset class (large-cap altcoin); the minimum and maximum widen around it in line with an annual volatility of 80%, growing more slowly after the first three years. Days, months and years that have passed are removed automatically.

The project analysis is researched and written by our team and checked against official documentation and reputable reporting. No project pays for coverage or can change its numbers. Read more on our price predictions hub and in our editorial policy.